Friction and fraud frustrates everyone. Authoriti provides personalization that allows customers to control their experience, increasing customer satisfaction while reducing the risk of fraud.
The choice between friction and fraud is finally eliminated.
The Customer's Experience
Users can generate Permission Code smart PINs on a smartphone. If the smartphone app is used, no Internet access is required.
In a typical use case, the user will authenticate to the app on his or her smartphone, either by entering a password for the app, or by using the phone's biometric authentication capabilities such as a fingerprint scan or facial recognition. Once authenticated, the user can allow the customizable default settings to be used, or can adjust settings to fit a specific need.
The parameters include the identifier requiring authorization (e.g., SSN, credit card number, driver's license number), the time span the authorization is valid for (ranging from just hours up to months), the geographic region, and the industry (e.g., retail, healthcare, banking). The app then generates a 10-character Permission Code which is displayed both as text and as a QR code.
The Institution’s Experience
The organization consuming this data simply captures and tests a Permission Code. Capture can be input manually or scanned via a QR code. Validating the code be done at the time of capture, or in subsequent batch processing.
Validating Permission Codes at the time of capture eliminates the need to store them. To access Authoriti.net, our customers are provided with a simple API, that easily integrates into their existing CRM environment.