A better user experience with stronger security.
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An automated process.


  • Both the customer’s identity and details of the transaction they are requesting are automatically embedded in the Smart PIN.

  • The businesses receiving Smart PINs make a simple web service call to Authoriti to validate that the PIN is consistent with the requested transaction.

  • Smart PINs are tamper-proof because they are customer-originated, encrypted and digitally signed before leaving the customer’s device.

Because the Smart PIN is secure, it can safely be distributed through any channel.

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When we say Smart PINs are packed with data, we mean they literally encompass every aspect of a transaction:

  • Who - Authentication of the customer’s identity and their account data  

  • What - Authorization of the transaction being requested  

  • Why - The details of the transaction 

  • When - The length of time for which the authorization is valid 

  • Where - Any geographic restrictions to the transaction  ​​

What makes a Smart PIN smart?
Confidence that every transaction is authorized.
Benefits of the Permission Code Smart PIN:

  • Eliminates fraud

  • Reduces customer friction

  • For customers: easy to use

  • For the business: easy to manage

  • Scales as your transaction needs grow

  • Integrates with legacy solutions

  • Delivered as a low-cost subscription service  

  • Supports omni-channel distribution (call center, web, mobile, chat, paper, etc.)

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Here are some real-world applications of the Authoriti Permission Code platform:



The Authoriti Network was founded in 2017 to create new ways of preventing identity theft, fraud, and misuse of data.  Our founders have significant leadership experience dealing with InfoSec at-scale in the world's leading financial institutions.  Authoriti develops the Permission Code® platform, which uses customer-originated Smart PINs to give businesses the confidence that every transaction is authorized.      



Copyright © 2018-2020, The Authoriti Network, Inc. All rights reserved.
The Authoriti logo and the Permission Code® platform are registered trademarks of The Authoriti Network. Empowering Transaction Security™, Eliminate Friction and Fraud™, Frictionless Security. Delivered.™
and the Authoriti "A" mark are trademarks of The Authoriti Network.


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