Eliminate fraud and realize absolute confidence
in your payment transactions.
Based on the increase in man-in-the-middle and business email compromise attacks alone, multi-factor authentication solutions for digital payment transactions are failing. Today, the problem is prevalent in online, mobile and P2P payment transactions.
Criminals can easily misuse Dumb PINs and execute man-in-the-middle attacks during call-backs to verify identity or transaction instructions.
The security challenges and confirmation calls are a nuisance to the customer.
Customers submit a Permission Code Smart PIN with their transaction request.
The customer's identification is bound with key details of the requested payment.
The Smart PIN details transaction terms to prevent it from being misused, and guarantees that the payment originated with and is authorized by the customer and none other.