Our Permission Code® platform gives you the confidence
that every transaction is authorized

High-Risk Transactions

Eliminate fraud with absolute transaction confidence 

Transactions over Chat

Provide transaction details before connecting with the agent

Contact Center Communications

1-time PIN authenticates 
and authorizes reasons
for the call 

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When you want
it all: impenetrable  

security and a smooth customer experience.

The Authoriti Permission Code 

embeds user identity and transaction details in a Smart PIN - ensuring a quick, painless and productive CX.

The Problem

Today's authentication model for securing financial transactions has failed. Despite innovations such as multi-factor authentication, crimes associated with financial transactions are spiraling out of control and man-in-the-middle fraud is rampant.


The Authoriti Permission Code platform allows users to easily embed unique details in a digitally signed, tamper-proof Smart PIN.

Traditional Multi-Factor Authentication (MFA) is well-known to cyber security practitioners but MFA does not double-check the authorization piece.

In contrast, Multi-Factor Authorization - or MFAz - provides an off-system functionality by which an agent can authenticate a customer's authorization for a secure transaction.

How Authoriti Embraces MFAz



Transaction details typically include account numbers, payment amount, and time and place specifications for the transaction.

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The Solution

By putting the customer in control of generating and signing their own transactions, the Authoriti Permission Code Smart PIN:


  • Improves the user experience
      No passwords, no challenges

  • Lowers costs
      Simple decentralized service, no complex database

  • Reduces fraud
      Confirms not just who but what is being authorized

Even if a fraudster intercepts the Smart PIN, it can only be used to execute the original transaction. 
By including transaction details in the Smart PIN, the risk of fraud is eliminated.


The Authoriti Network was founded in 2017 to create new ways of preventing identity theft, fraud, and misuse of data.  Our founders have significant leadership experience dealing with InfoSec at-scale in the world's leading financial institutions.  Authoriti develops the Permission Code® platform, which uses customer-originated Smart PINs to give businesses the confidence that every transaction is authorized.      


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Copyright © 2018-2021, The Authoriti Network, Inc. All rights reserved.
The Authoriti logo and the Permission Code® platform are registered trademarks of The Authoriti Network. Empowering Transaction Security™, Eliminate Friction and Fraud™, Frictionless Security. Delivered.™
and the Authoriti "A" mark are trademarks of The Authoriti Network.